Secure Trade Platform

Appearance

User Roles in SecureTrade Applications ​

The SecureTrade Platform operates with three primary user roles, each with specific responsibilities and access to different interfaces within the system.

Application Interfaces ​

Trader ​

  • Interface: SecureTrade Trader
  • Focus: PayPledge creation, management, and execution
  • Users: Both buyers and sellers who transact through PayPledge agreements
  • Responsibilities:
    • As Buyer: Issue PayPledges and fulfill payment obligations
    • As Seller: Request PayPledges and fulfill performance conditions

Underwriter ​

  • Interface: SecureTrade Underwriter
  • Focus: Credit risk assessment and portfolio management
  • Users: Financial institutions and risk managers

Resolver ​

  • Interface: SecureTrade Resolver
  • Focus: Dispute resolution and PayPledge lifecycle management
  • Users: Neutral third parties and platform administrators

Role Overview ​

Trader (Buyers & Sellers) ​

  • Primary Function:
    • Buyer Role: Issue PayPledges and fulfill payment obligations
    • Seller Role: Request PayPledges and fulfill performance conditions
  • Key Activities:
    • Buyer Activities: Wallet management, PayPledge issuance, payment processing
    • Seller Activities: PayPledge requests, performance management, receivables tracking
  • Benefits:
    • Buyer Benefits: Pre-funded wallets, email notifications, automated lifecycle management
    • Seller Benefits: Guaranteed payments, automated tracking, early financing options

Underwriter ​

  • Primary Function: Provide credit backing and risk assessment
  • Key Activities: Credit approval, portfolio monitoring, risk management
  • Benefits: Comprehensive risk tools, real-time monitoring, detailed analytics

Resolver ​

  • Primary Function: Resolve disputes and manage PayPledge lifecycle
  • Key Activities: Dispute resolution, condition verification, settlement oversight
  • Benefits: Neutral mediation, automated workflows, comprehensive audit trails

Role Interactions ​

  • Traders (both buyers and sellers) interact through PayPledge agreements
  • Underwriters provide credit backing for trader PayPledges
  • Resolvers mediate disputes and ensure fair resolution
  • All roles benefit from automated smart contract execution

Learn more ​

  • Trader: Trader user stories and interactions (covers both buyer and seller perspectives)
  • Underwriter: Underwriter responsibilities and workflows
  • Resolver: Resolver dispute resolution and management processes